Privacy Policy

1. Data We Collect

When you use [Your App Name], we may collect the following types of data:

• Personal Information: Information such as your name, email address, and any other details required to create and manage your account.
• Expense Information: Manually entered expense data, including descriptions, amounts, and categories (e.g., rent, groceries).
• Receipt Images: Photos of receipts or payment slips uploaded by you to verify expenses.
• Group Information: Data related to group expenses, including group names and members.
• App Activity Data: Logs of how you interact with the app, which may include crash reports and usage analytics.
• Device Information: Information about the device you use to access the app, including device model, operating system, and general usage metrics.

2. How We Use Your Data

Your data is used for the following purposes:

• To provide and improve the app's core functionality (e.g., tracking and splitting expenses).
• To generate insights, such as categorizing expenses or summarizing group financial activity.
• To respond to user support requests and resolve disputes within groups.
• To analyze app usage and improve user experience (using anonymized data where possible).
• To display personalized ads within the app (see Section 7).
• To comply with legal and regulatory obligations.

3. Data Retention Policy

We retain your data based on the following guidelines:

• Active Accounts: Personal data, expense information, and receipt images are retained for as long as your account remains active to provide app functionality.
• Inactive Accounts: If your account is inactive for 12 months, your identifiable personal data (e.g., name, email) will be deleted or anonymized. Any remaining data may be aggregated for analytics purposes.
• Deleted Accounts: Upon your request for data deletion, we will:
  • Remove all personal information (e.g., name, email) associated with your account.
  • Anonymize or aggregate any remaining expense and app activity data for future analytics.
  • Delete sensitive data, such as receipt images, unless required for legal or operational reasons (e.g., fraud prevention or audit).

4. Sale or Transfer of the App

If [Your App Name] is acquired by or merged with another company, your data may be transferred to the new owner. In such an event:

• We will notify you of the transfer and provide details of any changes to the privacy policy.
• Your personal information will only be used as described in this policy unless the new owner obtains your consent for additional uses.
• Any aggregated, anonymized data will remain with the app and may be used for analytics by the new owner.

5. Your Rights

As a user of [Your App Name], you have the following rights regarding your data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Update or correct inaccuracies in your data.
• Deletion: Request the deletion of your personal data. Upon request:
  • All identifiable data will be removed.
  • Expense data will be anonymized or aggregated for analytics.
  • Receipt images and other sensitive files will be deleted unless required for legitimate purposes.
• Portability: Request a copy of your data in a portable format.

To exercise these rights, contact us at [Support Email Address].

6. How We Protect Your Data

We implement robust security measures to protect your data, including:

• Encryption of sensitive data, including receipt images, during storage and transmission.
• Regular audits and updates to our security practices.
• Access controls to ensure that only authorized personnel can access your information.

7. Ad Monetization

[Your App Name] uses personalized ads for monetization purposes. These ads are tailored to your interests based on your app activity and usage patterns. However:

• No Data Sharing: Your data will not be shared with third-party advertisers. All ad personalization is conducted internally using non-identifiable data.
• Data Used for Ads: We may use information such as your app activity, device information, and general usage metrics to personalize ads.
• Opt-Out Options: If you prefer not to receive personalized ads, you can adjust your preferences in the app settings. Non-personalized ads may still be displayed.

8. Data Aggregation and Analytics

After a set retention period (e.g., 12 months of inactivity or account deletion), we may anonymize and aggregate your data for purposes such as:

• Identifying trends and improving app functionality.
• Generating analytics for business development.
• Understanding usage patterns to provide better user experiences.

Aggregated data contains no personally identifiable information and cannot be linked back to individual users.

9. Changes to This Privacy Policy

We may update this policy from time to time. If we make significant changes, we will notify you through the app or via email. Continued use of the app after such updates indicates your acceptance of the revised policy.

10. Contact Us

If you have any questions or concerns about this privacy policy, or if you wish to exercise your rights, please contact us at:

Joint Journey
info@knightapproach.com